House is off for Christmas. Have a good one.
Oh and hope this amuses you as much as it did me.
Link fixed. Thanks Patrick.
Archive for December, 2008
Happy Christmas
Posted in Uncategorized on December 24, 2008 | Leave a Comment »
Housing costs – what to advise update
Posted in Random stuff on December 23, 2008 | Leave a Comment »
Please find a link to the rightsnet bulletin on Housing Costs which should help clarify the Housing Costs changes due to be implemented from 5th January 2009. Thanks Ben.
To summarise -
1. The qualifying period (QP) for housing costs will be reduced to a standard 13 weeks;
2. The upper limit for Support for Mortgage Interest (SMI) will [...]
Depressingly familiar
Posted in Gatekeeping on December 22, 2008 | Leave a Comment »
THIS article here (thanks Mark P and Nearly) gives an insight into some of the joys of being a Local Authority Housing Option’s Officer. I’d call them a homelessness officer except that homeless people don’t exist as people who might formerly be known as homeless people are actually people who haven’t had their housing options properly explained [...]
broken
Posted in Uncategorized on December 18, 2008 | Leave a Comment »
House is currently broken with the flu…
ilegal – For your LSC needs
Posted in LSC on December 15, 2008 | 1 Comment »
ilegal = Very handy site for all things LSC.
Enough said!
Landlord or Landlady?
Posted in Random stuff on December 11, 2008 | Leave a Comment »
Whilst potentially not as important as the judgment below (or is it judgement? jolly confusing to me) I was wondering whether advisers who see tenants with a female landlord write landlady or landlord in their attendance notes.
I think I prefer landlord although for some reason landlady has crept into my attendance notes as I always wondered if a female [...]
Tolerated trespassers
Posted in Law stuff on December 11, 2008 | 1 Comment »
‘89. For these reasons, it appears to me that an assured tenancy subject to a suspended possession order does not come to an end until possession is delivered up. Logic dictates that this conclusion must also apply to an outright possession order, so on that point I would overrule the reasoning in Artesian at [2000] QB [...]
Rule 2.5 and means assessments
Posted in LSC on December 9, 2008 | 6 Comments »
Proof of Income, erg. I’ve always taken a rather hard line in regards to proof of income but on a recent training course many of us realised we might have been to harsh in requesting client’s come in with proof of Income.
Unless there were exceptional circumstances which meant that it would be impractical for the client to supply proof [...]
Subprime rate cuts
Posted in Random stuff on December 8, 2008 | Leave a Comment »
A case at the County Court the other day made me wonder whether subprime lenders ever bother passing on rate cuts to their variable rate mortgages.
I always seem to see bold headlines announcing that Mr Brown and Mr Darling are putting pressure on high street lenders to cut rates but never pressure on subprime lenders [...]
Repossession moving and shaking
Posted in Random stuff on December 3, 2008 | Leave a Comment »
Straight from the BBC.
It will be interesting to see the details of the scheme especially just how the two parties agree how much interest will be deferred. I wonder to who will be eligible. Will it only be people who have been made redundant?
I think it will be interesting to see how many people go [...]
